Ray Miller


With 20+ years’ experience in the financial services & accounting sector, Ray has positioned himself as one of the leading business consultants and financial planners in the industry. As a Managing Partner at PMW Partners, Ray is most passionate about elevating the success of businesses in the Central West and providing innovative solutions to build personal wealth for clients.

Born and bred in Orange NSW, Ray launched his career in the Big Smoke as an Accountant at respectable Sydney firms, Roberts Nissan Accountants & Auditors and Camphin Boston Chartered Accountants. There, Ray sharpened his skills in tax planning, business consulting and business analysis, helping clients achieve success beyond what they thought was possible.

Ray is inspired by the dedication and drive of business owners, large and small and in any industry. Providing solutions to foster growth and implement better business structures in any organisation is what he does best. Ray’s vision for driving the growth of his own business lead him to establish the Financial Planning arm of PMW Partners. The team he has built is driven to provide the very best financial advice for clients throughout all stages of their lives.

Along with brother and co-Managing Partner Dan Miller, Ray is responsible for ensuring PMW Partners is at the forefront of disruptive innovation for business, financial services and empowering clients across the Central West to build a fiscally sound future.

Ray & Dan take an active role in the community, sponsoring a variety of charities, events and sporting teams including the local cricket, netball, soccer & rugby club, school trivia nights and the Cancer Council.

Ray embraces innovation with an entrepreneurial spirit, seeking out the latest trends, he is a knowledge bank of ideas with a passion for making a difference in businesses of all sizes. If you can’t find him in the office, he’s most likely fishing or gardening.

Specialist Areas

  • Holistic strategic business consulting and execution
  • Financial planning:
    • Guidance of clients’ financial prospects throughout all stages of life, no matter their dream. From saving for that forever home, planning for that round-the-world trip, to estate planning and retirement planning
    • Deposit and payment products
    • Government debentures, stocks and bonds
    • Life products
    • Managed investment schemes
    • Retirement Savings Accounts
    • Securities
    • Margin lending
    • Superannuation


  • Chartered Accountant of Chartered Accountants Australia and New Zealand
  • Graduate Diploma of Applied Finance, Kaplan Professional
  • Diploma of Financial Services (Financial Planning), Financial Services Institute of Australasia (FINSIA)
  • Bachelor of Commerce, Accounting at Wollongong University


Ray Miller is an Authorised Representative of Count Financial Limited.

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